Good topic, Andy.

The way I had it explained to me is it depends on what is in your heart/mind while M. If you are thinking of the pleasure, what's happening, the enjoyment - there is no problem. However, if you're thinking about taking advantage of another - fantasizing of a person already married, etc - then there is a problem.

"As a man thinks in his heart, so is he."

I think that says it all ... for me anyhoo-- my 2 cents.