I found out today that the dental insurance that I had been sold several months ago paid less benefits than the policy (through the same company) my employer has, that I pay nothing for, and that I have been, in effect, overcharged out of pocket by over $150. And it would have been another $500.00 when I have a root canal done on Thursday.
At first the insurance company refused to transfer the claims to the company policy (which I have had, unused, for five years) which reduces by more than half my out of pocket expenses. But I threatened them with our state Insurance Commissioner and they buckled.
I then demanded the refund of all premiums paid since I couldn't use both insurances, they were effectively collecting payments for a policy that would never be used. They refused again. I threatened to sue them. They finally agreed to not only refund the premiums, but also the out of pocket expenses I should have never had to pay.
Net credits/checks/future discounts out of standing up for myself: Over $1200.00 and counting.
This is a result of my gaining confidence in myself through recovery. Four years ago this money would have been lost because I couldn't stand up for myself.
I think I will treat myself to a nice restaurant this weekend!
"I finally have my heart!"
To the perps: Don't worry about me coming after you. But you damn well better watch out for God! "Vengeance is mine", saith the Lord